Is Your Jewelry Covered in Your Homeowners Policy Melbourne Florida



Hi, I'm Frank Hanrahan from the Insurance Center. I'd like to give you a tip on jewelry insurance. Most people can either insure their jewelry under their Homeowner's policy or you can buy a separate policy from a company that specializes in jewelry coverage. The advantage of buying it under your Homeowner's is, hey, it's one policy, one bill, it makes it a little easier. The downside is if you have a claim under that policy, that claim counts against your Homeowner's. The other way you can do it is you can buy a separate jewelry policy from a company that specializes in it, and then if you have a claim, it doesn't go against your Homeowner's. In Florida, with the policies up in the air sometimes, it's best not to have a claim, so I would suggest you look at that situation, price it out, see what you want to do.

If you have any questions or we can help you, give us a call 1-800-659-0986 or look us up on the web. Thank you.

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  2. This is interesting. I didn't know that jewelry could be insured under homeowners insurance. I am glad I learned that! I will have to tell this my husband. I wonder if he knew that.
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  3. I have never though of the many things that could be covered under home owners insurance. It just shows to me how important insurance really is. I am planning on buying a new home soon so I will make sure I look more into detail at home insurance. http://www.beckettinsurance.com/our_specialties

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  4. My wife and I are in the process of getting our first homeowners insurance. We both are not familiar with this so we are researching to learn more about it. We are wondering what things are covered in your homeowners insurance like jewelry. This blog was super helpful. http://www.advantagejacksonville.com/

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  5. Thanks for the great video. I've been trying to get my home insurance set up for the longest time now, but lately I just haven't had much luck. I'll definitely have to try a few of things you mentioned in the video, because I'm sure they'll work a lot better than what I've tried.
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  6. I had never realized that you could ensure jewelry separately but I think that it makes great sense. I just got a very nice pearl necklace for our 15th wedding anniversary and was sure it was enough to have it under our homeowners insurance. I think I may want to look into a separate policy. http://insuranceofficesltd.com/services1/home-insurance/

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  7. I am a first time home buyer and I need to find some homeowners insurance. My wife and I have a lot of things that are precious to us and we want to protect those things. However, I didn't know that jewelry could be insured under homeowners insurance. That is really cool. My wife has a lot of jewelry and I'm sure she would love that.

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  8. I had no idea that jewelry could be insured! I guess it makes sense, it is very valuable, and very expensive. I am going to look into my own homeowners insurance, and see what pieces of jewelry could be covered.

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